90-Day CFO Diagnostic
Get Clarity on Your Financial Position Before Deciding What Comes Next
When financial decisions become more complex, the first step is not always ongoing CFO support. Sometimes you need a clear view of where the business stands, what is creating pressure, and what should be prioritised next.
The 90-Day CFO Diagnostic is a defined project engagement designed to give business owners and leadership teams a practical assessment of their financial position and a prioritised plan for the next 90 days.
You do not need to commit to an ongoing Fractional CFO arrangement.
The objective is simple: understand the numbers, identify the key financial issues and determine what needs to happen next.
Discuss Whether the 90-Day CFO Diagnostic Fits Your BusinessWhat the 90-Day CFO Diagnostic Covers
The diagnostic brings together the financial areas that matter most when making business decisions.
Current-State Financial Review
We review your current financial position to understand how the business is performing today, where financial pressure exists and which areas require closer attention.
This provides a clear starting point for the diagnostic and helps identify the financial issues that may be affecting decision-making.
13-Week Cash Forecast
A 13-week cash forecast provides a forward-looking view of expected cash inflows, outflows and potential funding pressure.
We assess upcoming cash requirements and identify periods where action may be needed to protect liquidity and maintain financial control.
KPI and Management Reporting Review
We review the financial information and management reporting currently used to run the business.
The focus is on whether your reporting provides the right visibility into performance, cash, profitability and other key business drivers, and where reporting can be improved.
Margin and Profitability Review
Revenue growth does not always translate into stronger profitability.
We examine margins and profitability to identify where value is being created or lost across the business. This can help highlight areas requiring pricing, cost or operational attention.
Funding and Financial-Risk Assessment
We assess current and potential funding requirements alongside key financial risks.
This can help leadership understand upcoming funding needs, financial exposures and areas where earlier action may reduce future pressure.
Prioritised 90-Day CFO Action Plan
The diagnostic concludes with a practical action plan focused on what should happen next.
Rather than leaving you with a collection of observations, we prioritise the most important financial actions for the next 90 days, helping you focus management attention where it can have the greatest impact.
From Financial Questions to Clear Priorities
The diagnostic is designed around the financial questions that matter most to your business.
Cash
Where is cash going, and what does the next 13 weeks look like?
Margins
Where are we making money, and where are margins under pressure?
Funding
Will the business require additional funding, and when?
Reporting
Do we have the information needed to make confident decisions?
Risks
What financial risks require attention now?
Strategic Priorities
What should management focus on over the next 90 days?
What You Receive
At the end of the engagement, you will have:
- A clear assessment of your current financial position
- A 13-week cash forecast
- A review of key KPIs and management reporting
- An assessment of margins and profitability
- A funding and financial-risk assessment
- A prioritised 90-day CFO action plan
The outcome is designed to give you greater clarity about where the business stands and what should happen next.
There is no requirement to continue with Fractional CFO support after the diagnostic.
A Defined Project, Not an Ongoing Commitment
The 90-Day CFO Diagnostic is designed for businesses that want experienced CFO thinking without immediately entering into an ongoing Fractional CFO engagement.
You can complete the diagnostic, use the findings to guide your next decisions and determine what level of financial support makes sense for your business.
If the diagnostic identifies a need for ongoing CFO involvement, we can discuss that separately.
Who Is the 90-Day CFO Diagnostic For?
The diagnostic may be appropriate if:
- You need greater visibility over cashflow
- Revenue is growing but profitability is unclear
- Margins are under pressure
- Management reporting is not giving you enough insight
- You are considering funding or investment
- Financial risks are becoming harder to assess
- You are preparing for an important business decision
- You need a clear financial action plan for the next 90 days
- You want an experienced CFO perspective before committing to ongoing support
What Happens After the Diagnostic?
The purpose of the engagement is not to create another report that sits on a shelf.
The findings are translated into a prioritised 90-day action plan so you can understand what requires attention, what can wait and where management focus is likely to have the greatest financial impact.
From there, you decide what happens next. You may choose to:
Start With Clarity
Before committing to ongoing CFO support, get a clear view of your financial position, the issues that matter most and the priorities for the next 90 days.
Discuss Whether the 90-Day CFO Diagnostic Fits Your Business